Terms and conditions apply. Policies become effective at 12:01 a.m. ET the day after activation. Waiting periods apply. Coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Petplan insurance policies are administered by Fetch Insurance Services, LLC (Fetch Insurance Agency, LLC in Michigan), d/b/a Petplan (Petplan Insurance Agency, LLC in California) and underwritten by XL Specialty Insurance Company, which carries the rating of A+ by S&P, and AGCS Marine Insurance Company, a member of the Allianz Group (rated A+ A.M. Best). Coverages may not be available in all jurisdictions. Information accurate as of November 2017. For more information, visit Petplan.com. ©2017 Fetch, Inc.