Not a recommendation to transfer or rollover.

A rollover is not your only option for an old 401(k). You generally have 4 options for what you can do with a 401(k) from a former employer. There are pros and cons to each that you should consider. This isn’t tax advice. Consult a tax professional to understand your unique situation. For more information, please visit Robinhood’s Help Center or FINRA’s site.

Robinhood Gold customers making the maximum contribution for one tax year will receive a $210 match. Robinhood does not provide tax advice; consult a tax adviser.

IRS contribution limit for 2024 and 2025 is $7,000 ($8,000 if you're age 50 or older) annually. Visit the IRS site for more information. The annual tax filing deadline typically is April 15th but may vary by year or individual taxpayer circumstances. All IRA contributions count toward your annual limit.

The 3% matching on contributions and 2% matching on transfers requires a subscription with Robinhood Gold ($5/mo) and customers must stay subscribed to Gold for 1 year after your first Gold match to keep the full Gold match. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. Match rate subject to change. Non-Gold customers receive a 1% match. For more information refer to the IRA Gold Match 2025.

All investments involve risk and loss of principal is possible.

Robinhood Financial LLC (member SIPC), is a registered broker dealer. Robinhood Securities, LLC (member SIPC), is a registered broker dealer and provides brokerage clearing services. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. All are subsidiaries of Robinhood Markets, Inc. (‘Robinhood’).

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