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Get to know your built-in finance suite

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Explore new growth opportunities from Shopify Finance  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏  ͏
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Explore all the benefits of Shopify Finance

We know cash flow visibility and control are crucial to your success. That’s why we’ve built innovative financial tools that evolve with your business needs, right in the Shopify admin.

Shopify Finance removes barriers for entrepreneurs, moves as fast as your business, and offers performance-based growth opportunities.

Explore Shopify Finance for all the exclusive benefits designed for Shopify merchants. Or visit your admin for offers and eligibility.

SHOPIFY BALANCE

Manage your money where you make it

Earn a 3.39% APY reward on all money in a Balance account—and 4.43% for Shopify Plus.1
Explore Balance

SHOPIFY CREDIT

Earn up to 3% cashback

Get up to 3% cashback on your top spend category, and 1% on the rest of your eligible purchases.2 Explore Credit

SHOPIFY CAPITAL

Fund every stage of growth

Apply for fast funding up to $2M. No credit checks and no impact to your personal credit score. Explore Capital

SHOPIFY BILL PAY

Pay your bills
your way

Use a credit card or other payment methods—even if vendors don’t accept them. Explore Bill Pay

SHOPIFY TAX

Take the stress
out of sales tax

Simplify compliance with automated calculations, liability insights, and filing. Explore Tax

Visit the Help Center for more information.

Shopify is a tech company, not a bank. Shopify partners with Stripe Payments Company for money transmission services and account services with funds held at Evolve Bank & Trust and Fifth Third Bank, Members FDIC. Shopify Credit and Shopify Balance Visa® Commercial Credit cards are powered by Stripe and issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc. All funding through Shopify Capital in the U.S. is issued by WebBank.

  1. Shopify is providing a reward in the form of an annual percentage yield (APY) on the money you hold in Shopify Balance. The rate is variable, subject to change without notice, and accurate as of January 1, 1970. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account. ACH transfer limits may apply.
  2. "Cashback" refers to rewards earned as a percentage discount on eligible purchases. Earn 3% cashback as a statement credit on up to US$100,000 of annual eligible purchases in your monthly top spend category—either marketing, fulfillment, or wholesale, and 1% cashback thereafter. Earn 1% cashback on the other two spend categories. Restrictions apply. See Rewards Program Terms for details.

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