Tuft & Needle

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Mattress Buying - Explained

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What if I want another option besides using a credit or debit card?

We’ve chosen to work with Affirm to provide an additional financing option for our customers.

What is Affirm?

Affirm is a company that provides smaller loans for online purchases. Our customers have often asked us for financing options, and it was important to us that we picked an option we felt was simple and transparent.

How do I pay for stuff from Tuft & Needle
using Affirm?

Step 1:  Fill up your cart on TN.com.
Step 2:  Select Affirm at checkout, then enter a few pieces of information for a real‑time decision from Affirm.
Step 3:  Select your preferred payment schedule, then confirm your Affirm loan.
Step 4:  Make your monthly payments on the Affirm app or on affirm.com.

What terms apply to my purchase with Affirm?

The exact terms that apply to your purchase will be given to you by Affirm when you check out with Affirm. At checkout, you’ll be shown the total amount of interest you’ll pay, and Affirm will never charge more beyond that — Affirm doesn’t charge late fees, service fees, prepayment fees, or any hidden fees.**

**Information current as of 6/30/20, please see Affirm’s FAQ for full details.

How can I contact Affirm?

You may email Affirm at help@affirm.com

Affirm typically replies within 1-2 business days. Affirm's FAQ page is a resource:  www.affirm.com/faqs.

Both credit cards and small loan companies like Affirm may work well for customers who aren’t looking to spend the full amount now but need a new mattress, and ultimately the decision comes down to what’s best for your personal needs.

If you have any questions about using Affirm to purchase our products, our team is always here to help! Or you can read more about mattress financing here.