Plaid

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New tools to improve lending decisions


Lend smarter with cash flow insights

Increase scoring accuracy by up to 25% for targeted risk tiers by layering real-time cash flow insights on top of traditional credit data.

Access real-time cash flow data without the heavy lift

Tap into Plaid’s credit solutions via leading credit analytics and lending platforms—so you can move faster and make more informed risk decisions.

Grow your portfolio with Plaid + Experian

We’re combining real-time cash flow data with risk analytics to help you improve decisioning, manage risk, and expand access to credit. 

Plaid's FCRA products are provided by Plaid's consumer reporting agency, Plaid Check