¹See Terms & Rates for New Accounts.

²Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score.

*Earn 3% in the eligible top spend category, 2% in the second eligible top spend category, and 1% back on the rest, subject to the limitations and restrictions set forth in the Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement.

The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.

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Venmo is a service of PayPal, Inc. ("PayPal"), a licensed provider of money transfer services. All money transmission is provided by PayPal pursuant to PayPal's licenses. PayPal's NMLS ID is # 910457.

GEORGIA: PayPal, Inc., is licensed by the Georgia Department of Banking and Finance, License # 34967.

MASSACHUSETTS: PayPal, Inc., holds Massachusetts Foreign Transmittal Agency License # FT3345.

NEW YORK: PayPal, Inc., is licensed as a Money Transmitter by the New York State Department of Financial Services.

PENNSYLVANIA: PayPal, Inc., is licensed to Transmit Money By Check, Draft or Money Order By The Department of Banking, Commonwealth of Pennsylvania.

RHODE ISLAND: PayPal, Inc., is a Rhode Island Licensed Seller of Checks and Money Transferor.

CONNECTICUT: PayPal, Inc. is Licensed by the State of Connecticut Department of Banking to perform Money Transmission, NMLS #910457, License Number MT-910457.

Venmo is located at 117 Barrow St., New York, NY 10014

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