You’re probably here because you heard about how charming and funny we are, right? 

Oh… the money thing. Yeah, that too. 

It’s always, “With YNAB, I changed my life, improved my relationship, eliminated most of my daily stress, and helped turn my dreams into reality,” but, to be fair, sometimes people say we’re funny. I swear. 

Anyway, enough about us. Let’s get down to paying off your car and renovating your kitchen or whatever it is that your heart desires. 

Before we go any further, let's get one thing straight though: YNAB isn't an app that magically sorts out your money situation when you download it. That's because the insight and decision-making skills you already possess (even if you don't realize it yet) are more powerful and life-changing than any feature we could develop. 

The YNAB Method gives you a reliable, time-tested framework for channeling your knowledge and creativity into a lifestyle of spendfulness. The app gives you a set of tools for making a plan and putting it into action.