American Express

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What could you do with an American Express® Personal Loan?

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Explore the amount and APR that you could qualify for.

Account ending: 65000
Member since: 2015

Hello, Smiles Davis

Log in
You Are Pre-Approved
for an American
Express® Personal Loan*

*Approval is not guaranteed and is subject to other eligibility factors.

A Personal Loan is a convenient way to check something off your to-do list, with a competitive fixed interest rate and fixed monthly payments. And with payment options that include 12, 24 and 36 months, you’ll get a repayment schedule that works for you.1

How does an American Express
Personal Loan compare?
A blue check mark   No Origination Fee

With no origination fee, you can spend more on the things you need.

A blue check mark   Easy to Apply

Your application will only take a few moments, and you’ll receive a quick decision once you complete it.

A blue check mark   The Backing You Already Count On

As you move forward, we’ll be behind you with the support and service you’ve come to rely on from American Express.

Explore more with your American Express® Card

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Terms and Conditions

1. You must be an eligible Card Member to apply for a Personal Loan. Your offer is based on your creditworthiness and other eligibility factors at the time you check for an offer. Offer availability is subject to change. Not all Card Members will be eligible for the lowest APR, the highest loan amount, or the same repayment period options. The APR may change based on the selected repayment period. American Express Personal Loans can be used to pay down or consolidate credit card balances on cards issued only by eligible U.S. banks; they cannot be used to pay down or consolidate balances on American Express-issued cards. You must submit an application to apply for a loan. Repayment example: An American Express Personal Loan of $10,000 repaid over 36 months at 7.98% APR will have a monthly payment of $313.32 and the total cost will be $11,279. Actual rates, interest and costs may vary.

American Express Customer Service Department
P.O. Box 981535 | El Paso, TX 79998-1535

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