Bank of America

Relax into your next ride

See how easy it is to apply for an auto loan.

With Bank of America, you can count on competitive rates, an easy application and a quick decision.

Prequalify before you apply with no impact to your credit score¹

30-day rate lock guarantee² upon full application approval

Look for a car online. Shop from over 1 million vehicles. Find your next vehicle.³

Estimate your monthly auto loan payment

Make an appointment to speak with a loan specialist.

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Legal disclosures and information

Prequalification is a preliminary review with no impact to your credit score. Prequalification is not an application, and it is not a commitment to lend or a loan approval. Prequalification requires your written instructions for a consumer reporting agency to release your credit information to Bank of America. To obtain financing, you will need to submit a complete application including additional information that is subject to Bank of America standard underwriting guidelines and credit policies. Additional information that will be requested and reviewed in an application includes, but is not limited to, employment, housing expense, ability to repay, collateral, coapplicant information if applicable, and any other information required. Prequalification is only available for dealer purchase of new or used vehicles.

Prequalification will only present amounts between $10,000 and $85,000.

Certain vehicle types may not be eligible for financing, for example Commercial vehicles like heavy-duty trucks (450/4500 series Trucks and vans). Additional terms and conditions may apply, such as vehicle make, age and mileage. Please visit our Frequently Asked Questions for additional information.

Prequalification is only available to customers with a Bank of America login. All other customers may apply for an auto loan online, by phone, or by visiting a financial center.

During prequalification, APR shown is an estimate of the rate you may qualify for, and subject to change at any time. Once you apply, if approved the rate is guaranteed for 30 days from date of original application approval.

Rate is guaranteed for 30 days from the date of original application approval.

Vehicle financing provided by Bank of America. Credit and collateral are subject to approval. Terms and conditions apply. Automobile shopping content provided by automobile dealerships through a website provided by a third party not affiliated with Bank of America. Bank of America is not responsible for any automobile content, products or services.

BofA Rewards™ Eligibility. Customers can enroll and maintain their membership in BofA Rewards™ if they have an open, qualifying Bank of America® checking account. BofA Rewards tiers are based on each customer's combined average balance in qualifying deposit and investment accounts. The minimum balance for each tier is: Member, no minimum balance; Preferred Plus, $30,000; Preferred Honors, $100,000; and Premier, $1,000,000. When you enroll, you'll be placed in the appropriate tier for your combined average balance and then moved to the highest tier you're eligible for based on one of the following:

(1)

for the 30 calendar days following your first enrollment, the combined end-of-day collected balance of your qualifying accounts ("Daily Balance"), provided that your Daily Balance remains above the required amount for a minimum of three business days; or

(2)

subsequently, the combined average balance of your qualifying accounts calculated on the third business day of each month.

Eligible customers will be moved to the higher tier within 3 business days. New tier benefits may take up to 30 days to become effective. For full terms, including qualifying accounts and the method of calculation of average balances, refer to your Personal Schedule of Fees.

Additional Eligibility. Employees and retirees of Bank of America may be eligible for BofA Rewards membership on customized terms. For details, please call Employee Financial Services or refer to the Bank of America intranet site. Bank of America Private Bank clients qualify to enroll in the Premier tier regardless of balances. Employees of companies participating in the Bank of America Employee Banking and Investing Program may be eligible for BofA Rewards on customized terms. Refer to CEBI Program for details.

Auto Loan. BofA Rewards™ members who apply for an auto loan receive an interest rate discount of 0.10% for Member, 0.25% for Preferred Plus tier, 0.35% for Preferred Honors tier, and 0.50% for Premier tier based on their BofA Rewards tier at the time of auto loan application. The maximum BofA Rewards interest rate discount on a Bank of America auto loan is 0.50%. This interest rate discount is not reflected in all our published rates on our website but will be confirmed and reflected in the interest rate quoted upon loan approval. Discounts are only available on auto loan applications submitted by you directly to Bank of America through its website, Financial Centers, or Bank call centers. Discounts are not available for motor vehicle leases or for applications sourced from car dealerships, car manufacturers, or third-party branded/co-branded relationships. Benefit is non-transferable. Subject to credit approval. Standard underwriting guidelines and credit policies apply.

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

BofA Rewards is a trademark of Bank of America Corporation. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.

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Bank of America, PO Box 25118, Tampa, FL 33622.
Bank of America, N.A. Member FDIC. Equal Housing Lender

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