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Home Loans
NerdWallet is not a lender. NerdWallet may receive compensation from its advertising financial services and lending partners. Terms, rates, and conditions vary by lender. Get an official loan estimate before choosing a loan.

Refinancing
The amount you save on a refinanced mortgage may vary by loan. If you extend your loan term, you may pay more interest over the life of your loan.

Home Equity Line of Credit (HELOC)
A HELOC is an open-end loan secured by your home. Failure to repay may result in foreclosure. Terms, rates, and conditions vary by lender.

NerdWallet Compare, Inc., NMLS ID #1617539. NMLS Consumer Access | Licenses and Disclosures

Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.

NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.

Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)

Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.

Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 06/30/2026

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