You could have an offer to earn elevated rewards with the
Enjoy Cash credit card.

Other personalized card offers could
be waiting. Let’s find out.

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Enjoy Cash works hard for you in so many ways.

3% cash back on gas and EV charging¹

2% cash back on utilities and groceries¹

Up to $1,000 in combined spend in the
3% and 2% categories per month¹

Unlimited 1% cash back on all other eligible purchases²

A 10% – 50% Loyalty Cash Bonus based on your Truist deposit relationship when cash back is redeemed and deposited into an eligible Truist deposit account³

There’s a lot to love about the Enjoy Cash card.

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no impact to your credit.

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¹ There is a monthly cap (first day of a month through the last day of a month) of $1,000 on spend at the bonus rate combination of 3% at gas stations and 2% at grocery stores, supermarkets, and utilities. Once the $1,000 monthly spend limit is reached, you will earn the base reward rate of 1% for those purchases. A qualifying purchase is determined to qualify for the additional bonus reward rate if the participating merchant assigns the appropriate MCC code to the transaction information received by Truist. Truist is not responsible for inaccurate reporting by participating merchants. Refer to rewards program terms and conditions for more information.

² Eligible Purchase(s): refers to purchase Transactions less the following: credit chargebacks, credit losses, delinquency assessments, fees, and charges or other Transactions determined (in Truist’s sole reasonable discretion) to be unauthorized. The following items are also expressly not considered by Truist to be Eligible Purchases: (1) Cash Advances (via ATM or by any other means), (2) Quasi-Cash or Cash-Equivalent items (e.g., wire transfers, cryptocurrency, peer-to-peer payment platform transfers, travelers’ checks, money orders, foreign currency, lottery tickets, or gambling chips or wagers), (3) Convenience Checks, (4) Stored Value Cards (e.g., gift cards, prepaid cards, etc.), and (5) the purchase of Rewards incentives.

³ You will receive a 10% Loyalty Cash Bonus added to your cash redemption amount when you electronically deposit your Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account.

If you have a Truist Dimension Checking account or Signature Advantage Checking account and also electronically deposit your Cash Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account, you may receive either a 25% or 50% Loyalty Cash Bonus added to your cash redemption amount (based on your banking relationships at Truist as described below); if applicable, this 25% or 50% Loyalty Cash Bonus would replace the 10% Loyalty Cash Bonus described above.

If you have a Truist One Checking account and also electronically deposit your Cash Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account, you may receive either a 20%, 30%, 40% or 50% Loyalty Cash Bonus added to your cash redemption amount; if applicable, this 20%, 30%, 40% or 50% Loyalty Cash Bonus would replace the 10% Loyalty Cash Bonus described above.

We determine and award your Loyalty Cash Bonus at the same time as your cash back redemption. For Truist Dimension Checking account, Signature Advantage Checking account, and Truist One Checking account clients, we perform a calculation for each of the prior three (3) calendar months (“monthly review”); for each monthly review, this calculation determines the highest average monthly balance of your combined eligible consumer deposit and investment balances. We will use the highest average monthly balance amongst those three (3) monthly reviews to assign your Loyalty Cash Bonus percentage as follows:

Truist Dimension Checking account or Signature Advantage Checking account clients:

50% Loyalty Cash Bonus if combined eligible consumer balances are $100,000 or greater.
25% Loyalty Cash Bonus if combined eligible consumer balances are between $25,000 and $99,999.99.
10% Loyalty Cash Bonus if combined eligible consumer balances are less than $25,000.

Truist One Checking account clients:

50% Loyalty Cash Bonus if combined eligible consumer balances are $100,000 or greater.
40% Loyalty Cash Bonus if combined eligible consumer balances are between $50,000 and $99,999.99.
30% Loyalty Cash Bonus if combined eligible consumer balances are between $25,000 and $49,999.99.
20% Loyalty Cash Bonus if combined eligible consumer balances are between $10,000 and $24,999.99.
10% Loyalty Cash Bonus if combined eligible consumer balances are less than $10,000.

For the purposes of this Loyalty Cash Bonus, your deposit/investment relationship will be determined as of the last day of the month preceding redemption. However, we reserve the right to take up to five (5) business days to determine or update your deposit/investment relationship for each monthly review. The eligible Loyalty Cash Bonus percentage will be adjusted accordingly and will persist until we have completed the next monthly review. If you completed a cash back redemption prior to the next monthly review date, we will not retroactively review your Loyalty Cash Bonus percentage. Your eligible Loyalty Cash Bonus percentage may increase monthly but decrease only once every three (3) calendar months.

If you have either a Truist Dimension Checking account or Signature Advantage Checking account and a Truist One Checking account, during the monthly review we will determine which deposit relationship provides the higher Loyalty Cash Bonus percentage and award your Loyalty Cash Bonus at the same time as your cash back redemption.

If your electronic deposit is rejected for any reason, we will refund the Rewards amount redeemed back to your Rewards Account. You will not earn any Loyalty Cash Bonus on an attempted electronic deposit redemption that has been rejected.

For example:

Let’s say your monthly review for May shows that your highest average monthly balance across your combined eligible accounts is $10,000. For June it is $25,000, for July it is $110,000, for August it is $30,000, for September it is $10,000, and for October it is $10,000.

If you have either a Truist Dimension Checking account or Signature Advantage Checking account, and redeem your Rewards into an eligible Truist deposit account in August, September, or October, you will receive a 50% bonus (because we will look to your July monthly review calculation). If you redeemed to an eligible Truist deposit account in November, you would receive a 25% bonus because your highest average monthly balance for the preceding three (3) calendar months was decreased to $30,000.

If you have a Truist One Checking account, and redeem your Rewards into an eligible Truist deposit account in August, September, or October, you will receive a 50% bonus (because we will look to your July monthly review calculation). If you redeemed to an eligible Truist deposit account in November, you would receive a 30% bonus because your highest average monthly balance for the preceding three (3) calendar months was decreased to $30,000.

Credit cards are subject to credit approval.

Truist Client Commitment: Protecting your information and identity is our priority. Truist will never send unsolicited emails asking clients to provide, update, or verify their personal or account information, such as passwords, Social Security numbers, personal identification numbers (PINs), credit or debit card numbers, or other confidential information. If you believe your account security has been compromised or have any concerns, call us immediately at 844-4TRUIST (844-487-8478). To learn more about fraud and security, visit Truist.com/fraud-and-security.

As always, Truist respects your privacy. To learn more, visit Truist.com/privacy.

© 2026 Truist Financial Corporation. TRUIST, the Truist logo and Truist Purple are service marks of Truist Financial Corporation. All rights reserved. Truist Bank, 214 N Tryon St., Charlotte, NC 28202.

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You could have an offer to earn elevated rewards with the Enjoy Cash credit card.

Other personalized card offers could be waiting. Let’s find out.

Enjoy Cash works hard for you in so many ways.

You could have an offer to earn elevated rewards with the
Enjoy Cash credit card.

Other personalized card offers could
be waiting. Let’s find out.

Save this email to start commenting

Save this email to start commenting